Privacy Policy
Last Updated: April 15, 2026
Welcome to Credit Score Guardian. We are committed to protecting your privacy and handling your data in an open and transparent manner. This privacy policy explains how we collect, use, and safeguard your information when you use our website and tools.
Information We Collect
We collect information in the following ways:
- Information You Provide to Us: This includes any data you voluntarily enter into our tools, such as the text from your credit report for analysis, your answers to questionnaires, and any inputs into our calculators.
- Usage Data: We may collect anonymous data about how you interact with our website, such as which pages you visit and which features you use. This helps us improve our services.
How We Use Your Information
We use the information we collect for several purposes:
- To operate and maintain our website and tools.
- To provide you with the analysis, recommendations, and services you request.
- To improve our website, tools, and user experience.
- To communicate with you, if you opt-in to communications.
AI Analysis & Data Handling
Our AI-powered tools (e.g., Credit Report Analyzer, Dispute Letter Generator) use third-party APIs, including the Google Gemini API, to process the information you provide. Here is our commitment to you:
- The data you submit for analysis is sent to the API for the sole purpose of generating the requested result (e.g., analysis, dispute letter).
- We do not store the sensitive content you paste into our tools (like your full credit report) on our servers after the analysis is complete.
- We do not train our AI models on your personal data.
Affiliate Links
Our website contains affiliate links. If you click on an affiliate link and make a purchase, we may receive a commission at no extra cost to you. Our recommendations are based on our own research and analysis and are not influenced by these partnerships.
Data Security
We use administrative and technical security measures to help protect your personal information. While we have taken reasonable steps to secure the information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
Cookies and Tracking Technologies
We may use cookies and similar tracking technologies to track the activity on our service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.
Your Data Rights
Depending on your location, you may have rights regarding your personal data, such as the right to access, correct, or delete your information. If you have created an account with us and wish to exercise these rights, please contact us.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, you can contact us at: [Your Contact Email Address]